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Many people dream of living in the United States. Some people are able to make that dream a reality. They obtain educational opportunities or jobs that help them qualify for visas. Other times, they can use personal relationships as part of the immigration process....
A pour-over will works in combination with a living trust to add extra protection to your assets. It ensures that any property not included in the trust when you pass away is transferred to the trust automatically. You may believe your existing estate plan provisions...
Those going through a divorce tend to put many things in their lives on the back burner until it’s all over. Examples include going on vacation or buying a new car. Another thing that often gets put on hold in a divorce is proper self-care. It is easy to forego...
You may have heard the term “Totten trust.” It’s referred to as a “tentative trust” under Pennsylvania law. It’s not a trust in the way most people think of them. It’s a payable-on-death (POD) account you can open at a financial institution. A tentative trust can be...
Most of the time, an inheritance starts out as a separate asset that is owned by one person. Even if that person is married at the time that they receive the inheritance, it is still a separate asset. For instance, maybe you got married five years ago. Last year, your...
If you don’t earn much income and your debts have become overwhelming, filing for Chapter 7 bankruptcy may be the opportunity you need to regain control of your finances. For those who qualify, Chapter 7 bankruptcy can serve as a gateway to a fresh financial start....
Young people tend to feel like they have a lot of years in front of them, which is most likely the case. However, the truth is that you never know what’s around the corner. Estate planning offers individuals the chance to make arrangements should they become...
Divorce can be a very emotional and stressful life event. When divorce is on the horizon, a couple will be faced with a myriad of complex issues. One of these is how the marital property will be split. Every state has laws regarding division of the marital property...
You may already realize the importance of estate planning for ensuring that your assets are passed on to your beneficiaries. Unfortunately, you could make potential mistakes during this process that may lead to more of your estate going through probate. What are those...
When you’re a homeowner in financial distress, you may be looking into a number of different possibilities. Should you let your home go through foreclosure? Should you ask the bank if you can offer a deed-in-lieu of foreclosure to try to minimize the impact of the...