Have you ever heard someone claim that you can only file for bankruptcy once in your life? If so, you have heard a common myth that many people believe. You can file a chapter 7 bankruptcy multiple times if you continue to experience financial hardships. The myth...
The Legal Services You Need. The Price You Can Afford. Your Hometown Lawyer.
Chapter 7
Why is Chapter 13 bankruptcy called a wage earner’s plan?
Chapter 13 bankruptcy is an option that you may have when you don't qualify for Chapter 7 or you're not interested in going through a liquidation bankruptcy. This plan is often referred to as a wage earner’s plan, or you may have heard it called a “wage earner’s...
How bankruptcy could give you some breathing room
It’s a question that many Pennsylvanians face: Would I be better off financially if I pursue bankruptcy? The reality is that many people live paycheck to paycheck, meaning they are one life crisis away from financial devastation. Even if you aren’t experiencing a...
Key facts about an automatic stay
When you file for bankruptcy, if you're facing different collection efforts or foreclosure, one thing that happens is that an automatic stay is put on those cases. An automatic stay can be very helpful, but you must make sure that you know exactly how it works. Let's...
How can bankruptcy stop your debt from killing you?
When someone says that their debt is killing them, it might sound like an exaggeration. Yet, it may be more accurate than you realize. Debt is not only a financial burden. It can act as a considerable burden on your mental wellbeing. Many people have committed suicide...